Terms of Services

The terms and conditions that govern use of the AutoWisely website and its insurance guidance services.

Effective Date: April 2026

1 Acceptance of Terms

By accessing or using the AutoWisely website, visitors agree to be bound by these Terms of Services. If a visitor does not agree to these terms, the site should not be used. AutoWisely reserves the right to modify these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

2 Description of Services

AutoWisely provides an auto insurance guidance resource that helps drivers compare coverage options, understand policy language, and request quotes from licensed carriers. The information and guidance available through this site are provided for informational purposes only and do not constitute a binding insurance contract, legal advice, or a guarantee of coverage.

3 Eligibility

Use of this site is intended for individuals who are at least 18 years of age and are legal residents of the United States. By submitting information through this site, users represent that they meet these eligibility requirements and that the information provided is accurate and complete.

4 User Conduct

Visitors agree not to use this site for any unlawful purpose, to submit false or misleading information, to attempt to gain unauthorized access to any part of the site, or to interfere with the operation of the site or its servers. AutoWisely reserves the right to suspend or terminate access for any user who violates these conduct standards.

5 Accuracy of Information

AutoWisely makes reasonable efforts to ensure that the information available on this site is accurate and up to date. However, insurance laws, carrier rates, and coverage options change frequently. The information on this site may not reflect the most current terms or rates. Visitors should confirm all policy details directly with the relevant carrier before making coverage decisions.

6 Intellectual Property

All content on this site, including text, images, graphics, and the AutoWisely name and logo, is the property of AutoWisely or its licensors and is protected by applicable intellectual property laws. Visitors may not reproduce, distribute, or modify any site content without prior written permission.

7 Disclaimer of Warranties

This site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. AutoWisely does not warrant that the site will be uninterrupted, error-free, or free of harmful components. The information provided is for general guidance only and should not be relied upon as professional insurance advice.

8 Limitation of Liability

To the fullest extent permitted by applicable law, AutoWisely shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use of or inability to use this site. This limitation applies regardless of the theory of liability and even if AutoWisely has been advised of the possibility of such damages.

9 Indemnification

Visitors agree to indemnify and hold AutoWisely harmless from any claims, damages, losses, or expenses, including reasonable attorney fees, arising from their use of the site, their submission of inaccurate information, or their violation of these Terms of Services.

10 Third-Party Links and Services

This site may link to or integrate with third-party websites or services, including insurance carrier portals. AutoWisely does not control and is not responsible for the content, privacy practices, or terms of those third parties. Links are provided for convenience only and do not constitute an endorsement.

11 Governing Law

These Terms of Services are governed by and construed in accordance with the laws of the State of West Virginia, without regard to its conflict of law provisions. Any disputes arising from these terms or use of this site shall be subject to the exclusive jurisdiction of the courts located in Kanawha County, West Virginia.

12 Contact Information

For questions about these Terms of Services, contact AutoWisely at: raynewisely@autowisely.com | +1 (304) 597-3069 | 10 Hale St Charleston WV 25301.